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Not that I'm aware of but you may want to consider using a Visa or Master Card debit card. You can purchase them at local stores and it allows you to load cash onto the card and pay bills, make purchases, and keep track of business expenses. The card does not offer a line of credit but if your credit is very bad, you may not be eligible for credit anyway. Hope this is helpful. Go to www.mygreendot.com for more information.