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Good advice, thanks.
Go to both your closest Small Business Development Center: http://www.sba.gov/aboutsba/sbaprograms/sbdc/sbdclocator/SBDC_LOCATOR.html
and www.score.org for assistance with your business plan
For capital $35k and under search for a SBA micro lender in your area.
If that doesn't work, sign up at Changecorp.us and post a follow up question, rate your contacts above and/or post a different question . You can also call me at 901-301-3085
Good Luck!
Jim Mingey